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4 Things to Do Immediately if Your Credit Card is Lost or Stolen
Posted on May 2, 2016

Let's assume that you are about to make an important purchase – you reach into your wallet for your credit card and realize it's missing. What is your first reaction? Faced with such circumstances, most credit card users would panic and immediately think about the worst case scenario. And for good reason too – after[...]

Too Many Credit Inquiries on Your Credit Report? Here's What You Can Do to Remove Them
Posted on April 26, 2016

Whenever you check your credit report, you'll find a section titled "Credit Inquiries" or "Regular Inquiries." These inquiries are made by organizations that pulled your credit report – and they can remain on your report for up to two years. I'm sure you're already wondering if they have any connection with your credit score (they do),[...]

The Connection Between Credit Scores and Mortgage Rates
Posted on April 19, 2016

For quite some time, mortgage rates have been at record lows. No doubt you're already aware of this - whether in the papers or on the Internet, you must have seen "today's mortgage rates" being advertised everywhere! However, what you probably don't know is[...]

What Millennials don't know about buying a home
Posted on April 14, 2016

Of late, interest rates have hovered near all-time lows, while job openings and wages have risen steadily. The housing industry has also gained traction since last year. Given these conditions, one would expect that more[...]

MARKET TRENDS: New Home Sales Increased by 2% in February
Posted on April 11, 2016

U.S. new home sales rose slightly in February, but gains were mostly limited to a single region – which may indicate a slowdown in the housing market.[...]

Four Credit Card Processing Tools You Should Know About
Posted on April 1, 2016

"What can I do to improve my sales figures?" If you are a business owner, you've probably asked yourself this question hundreds of times. There is no doubt that the volume of an organization's sales depends on the quality of products and services offered. However, there is yet another factor that ascertains where a customer[...]

MARKET TRENDS: As Global Economy Falters, Fed Slows Plan to Hike Interest Rates
Posted on March 28, 2016

On Wednesday, the U.S. Federal Reserve halted its plans for raising interest rates due to concerns over weak inflation levels and uncertain global economic health. The world's most powerful central bank left the federal funds rate unchanged between 0.25% – 0.5%, contrary to expectations at the beginning of the year that interest rates would be[...]

And You Thought You Knew Everything About Your Credit Score!
Posted on March 21, 2016

Many people invest considerable time and energy into maintaining and improving their credit. And for good reason too. After all, it's their credit score that decides what kind of rates they'll pay on their mortgage, or how much interest their credit card company will charge if they carry a balance on a card.[...]

MARKET TRENDS: U.S. Housing Starts Climb 5.2% to Highest Level in Five Months
Posted on March 18, 2016

Home building in the U.S. rose more than expected in February, due to an increase in the construction of single-family homes. In February, housing starts climbed 5.2% month-over-month to an annualized rate of 1.18 mn, reaching their highest level since September and beating economists' expectations of 1.15 mn. February's pace marked a 30.9% increase over housing[...]

Everyone's Subscribing to Credit Monitoring Services – Here's Why
Posted on March 14, 2016

With instances of data security breaches on the rise, millions of Americans are now subscribing to credit monitoring and ID theft prevention services. This is not surprising. After all, having one's identity stolen, or even the mere thought of it, can be quite scary.[...]