July 10, 2025

A business credit card can be a smart tool for managing expenses, building credit, and earning rewards tailored to everyday business purchases. Many cards also offer introductory 0% interest periods, cashback, or travel benefits that are well suited for business owners looking to maximize their spending. What many don't realize is that most business credit cards come with a personal...

July 2, 2025

Most business owners don’t think about their business credit score until they need funding. By that point, it’s often too late to make changes. A low score can block approvals, lower credit limits, or even push interest rates higher than expected. On the other hand, a strong business credit profile can open doors to better terms, higher funding amounts, and long-term financial flexibil...

June 23, 2025

If you're a business owner using personal credit cards to fund your startup or scale operations, you're not alone, but you are at risk of hitting some major roadblocks. Sure, 0% APR credit cards sound like a great solution. No interest for a set period of time? Sounds like free money. But when you’re building a business, personal cards can quickly fall short and even do more harm than good. ...

June 16, 2025

Credit card rewards can feel like a win, especially when you're running a business and looking for ways to cut costs. But when tax time comes around, things get a little tricky. Are those rewards considered income? Do you need to report them? A recent survey found that more than two-thirds of small business owners use credit card rewards to support their business, but many aren't sure how it affec...

June 9, 2025

Yes, some business credit card payments are tax deductible, but not in the way most people think. You can’t deduct the full amount you pay to your credit card company. What you can deduct are the actual business expenses charged to the card, like travel, supplies, or software. Interest payments, annual fees, and certain service charges may also be deductible, depending on how the card is use...

June 2, 2025

If your personal credit score isn’t great, getting business funding can feel like hitting a wall. Lenders say no, interest rates skyrocket, and the offers you do get come with terms that could drain your cash flow before your business even finds its footing. We’ve seen it happen over and over. A business owner takes the first offer they get, thinking it’s their only shot, only to...