July 22, 2021

Is your business credit card paying you for using it? If it isn't, it should be.  There is more to gain from a business credit card than just the approved credit limit and what you can buy with it. It is easy to get caught up focusing on the credit limit and forget to check all the great perks that come with it.  Next time you apply for a busi...

July 1, 2021

There are plenty of factors that may sway you towards one credit card versus another.  One may have double cash-back rewards, while the other may rack up airline miles for frequent fliers or have 0% APR for the first 12 months.   Credit card companies make the selling points very clear to draw in customers but the details that come along with each card can be found in the terms...

May 14, 2021

Traditionally, the expectation is to have one interest rate that impacts the credit balance on a credit card month-to-month.  But it is possible to carry multiple balances with different interest rates on the same card. When this happens, it is very easy to forget which balance is being paid down and mismanage payments.   What should you do if you have multiple balances on your card...

April 8, 2021

Keeping track of your business credit card can be a hassle especially if you delegate much of your business purchases.   From stocking the breakroom to booking flights to purchasing office furniture, and so much more- it is hard to manage every single purchase.  You may often worry that your credit card number may fall into the wrong hands. With virtual credit cards, you can give em...

March 18, 2021

How many times do you find yourself charging your credit card for inventory, or supplies when you know you won’t be able to make the full payment?  Covering costs during a global pandemic as a small business owner has become tricky. You still need to purchase inventory, but deliverables are different, and making up for the loss in revenue has you scrambling to charge your card and worry...

February 18, 2021

As a consumer, if you are used to shopping for groceries from a certain store, you may be unwilling to go to another for the same purpose. The reason for this can be summed up in one word – a habit. Once we are accustomed to something, we often don’t want to try anything new. Unfortunately, when it comes to credit cards, this habit of “not wanting to try anything new” can c...