April 28, 2025

Every business needs funding at some point. It could be to cover expenses, launch a new initiative, or seize a big opportunity. But getting approved for credit can feel confusing. Banks often ask for years of history, while some lenders charge high interest. Plus, many business owners don't know where to start. According to theFederal Reserve, 43% of small businesses apply for financing each year,...

April 21, 2025

Many small businesses, especially those outside major cities or owned by underrepresented groups, struggle to access capital. When banks and investors overlook them, business owners often turn to personal credit cards or high-interest loans to stay afloat.  This is known as the small business funding gap. One in foursmall businesses report they can't get the financing they need, even whe...

March 24, 2025

Effective expense management is the backbone of any thriving business. Whether you’re funding day-to-day operations or gearing up for growth, your financial tools matter—and a business credit card can be one of the most powerful in your arsenal. Beyond simplifying spending, the right card can help you unlock cash flow, earn valuable rewards, and bolster your business’s credit pro...

March 10, 2025

Building strong business credit is one of the most crucial elements of running a successful company. A strong credit profile unlocks access to financing, fosters valuable partnerships, builds supplier confidence, and paves the way for exciting growth opportunities. For entrepreneurs and small business owners, learning the do's and do nots of credit building is essential for long-term success.&nbsp...

January 13, 2025

Business credit cards are an amazing tool for entrepreneurs looking for additional capital - but is it accessible to startups and new businesses? This question keeps startups from exploring business credit cards as a lucrative option, but this article aims to answer this question and give you all the steps you should know before applying for this type of business funding to secure the maximum amou...

October 28, 2024

Running a business is no small feat, and effective financial management is crucial to success. One of the most important steps you can take to manage your finances properly is to open a business banking account. While many small businesses start out running personal and business transactions through the same account, eventually, they come to realize why you need a business banking account. Unlik...