TERMS OF SERVICE
Fund&Grow's core and only service (Building Credit up to $50-$250,000 Credit at 0%) is offered on a best-efforts basis, which means Fund&Grow will make best efforts to achieve those amounts, but our client’s personal credit score and history will partially determine their results.
Our clients understand that zero interest business credit is based on the personal credit history and scores. If our client needs credit repair or has high debt, they will receive less zero interest credit in the first couple of months and during that time we will focus more on rebuilding their credit, as well as creating funding under their company’s Corporate Dun and Bradstreet (D&B) credit profile, enabling future credit establishment while their personal credit being required. In the meantime, Fund&Grow will help our client improve strengthen their personal credit report. Once their credit improves, client will gain access to the zero interest credit lines, in addition to the non-recourse D&B credit. Fund&Grow consultants review client’s credit and come up with a strategic plan tailored to their specific situation on each client’s compliance consultation call.
At that point, the client will see the plan of action for the 12 months as detailed above, if they do not wish to continue based on their credit not currently qualifying for immediate zero interest funding, they may inform the senior consultant on their file, preferably shortly after the consultation and before we begin to rebuild. However, most clients in this scenario stay in the program so they can rebuild their credit and gain access to zero interest credit lines for their business, as well as to build their Corporate Dun and Bradstreet profile.
Our client fully understands how the program will work for their unique situation. We ensure all clients understand by educating via an online webinar or speaking to a sales representative and having their compliance consultation with a Fund&Grow senior consultant.
When our client receives progressive service, with credit coming in, and/or improvements made to credit profile, client will remain in the program and stick to the boundaries of cancelling based on service not being rendered. On the contrary, if service is being rendered and our client has received credit and consulting service which directly helps build credit or improve their credit, we are within compliance and results are being delivered.
If client does not receive service as stated above with no improvements or credit gains due to current credit standing, client can request refund and enroll again at a better time. The refund is unconditional only for those who stay within the boundaries of a reasonable refund request. For instance, if client receives any given amount of credit in the first 60 days, they should remain in the program since there is no minimum amount that needs to be met in the 60-day refund period. Amounts will vary from client to client because credit profiles produce different outcomes. Many clients only receive smaller amounts based on limited and high debt profiles. Clients cannot merely test drive the service and decide to cancel based on their amount received being lower than they hoped, as Fund&Grow consults with our client thoroughly before moving forward to applications with them. F&G consultants will spend dozens of hours using proven processes to enhance, apply, negotiate and raise the maximum amount of credit available to client, at the lowest possible interest rate, for the period of time stated in the offer, but Fund&Grow cannot provide this valuable service for free. With that said, if a client requests refund after credit has been established for client, those accounts will be shut down and the client may receive a Pro-Rated refund. AND IN FACT BY LAW, FUND&GROW CANNOT GUARANTEE THE AMOUNT OF CREDIT THAT WILL ACTUALLY BE OFFERED TO YOU REGARDLES OF YOUR PREQUALIFICATION.
Fund&Grow offers a 60 calendar-day refund period to make it safer to work with us. The only condition of this refund is that you follow our Terms of Service and Cancellation Process.
That said, we strongly encourage you to avoid doing anything that would hamper our ability to serve you. As such, we recommend that you:
- Refrain from working with other credit-building companies, as well as refrain from utilizing credit repair companies, while working with Fund&Grow
- Refrain from applying for credit while working with Fund&Grow
- Refrain from requesting a refund once the applications or negotiations process begins, as this will put everything to a halt and adversely affect our client’s future credit standing and results. Once we begin working together and applying for credit, Fund&Grow needs cooperation and cannot have client requesting a refund after we have applied for or created credit for client.
Cancellation Policy and Process
Fund&Grows’s provides a 60 calendar-day, money-back guarantee on our core consulting program. If you do not want to work with Fund&Grow to enhance and improve your profile so that you do receive credit in the coming months, simply complete the cancellation form within 60 calendar days of when you begin the program for a full refund. Mail, email or fax it to (800) 514-7450. You will be contacted within one to two business days by our Client Services Director to process your refund. In order to qualify for a refund upon cancellation, this document must be received by fax, email or mail within 60 calendar days of enrollment.
Membership to the Fund&Grow Premium Newsletter may be cancelled at any time. Simply login and cancel your subscription. In order to receive a refund for a month’s charge, the request must be made within 30 days of the charge. Fund&Grow discloses the newsletter membership at signup and therefore will not issue more than two months of charges.