March 20, 2023

The real estate market has long been a lucrative and stable source of income for investors around the world. However, recent changes in economic conditions and an increasingly uncertain future have left many questioning whether a crash is on the horizon. With market conditions being uncertain and interest rates wildly fluctuating, one thing is for sure - understanding whether or not there will be...

September 7, 2022

Have you recently seen that you were “pre-approved” for a credit offer through Credit Karma? If so, you may be a victim of their deceptive claims. The Federal Trade Commission (FTC) published a press release on September 1st, 2022, addressing the action they have taken against Credit Karma for falsely stating their users were “pre-approved” with a “90% odds” of ...

January 28, 2021

Late fees are one of the reasons why we all worry about missing our credit card payment. In this quick read, we’ll tell you exactly what you can expect to lose if you don’t make your payments on time. We’ll also tell you how to avoid such a situation, or at the very least, how to handle it should it arise (and come out of relatively unscathed). When do you incur late fees? The fi...

April 11, 2017

If you’ve been following our blog, you’ll know how important it is for you to check your credit report at regular intervals to ensure that it contains no mistakes or errors. Pulling your score also allows you to keep tabs on your own creditworthiness and enables you to take timely steps towards maintaining or improving it. However, while evaluating your credit, you may find that the t...

October 20, 2016

Did you ever have a time when, as a child, your dreadful neighborhood bully was about to accost you, but your elder brother or sister appeared just in time to rescue you? Just as your older sibling acted as a savior when you were a kid, there are certain systems and laws in place that look out for the consumers of this country, especially when it comes to protecting you from unfair practices by ca...

August 8, 2016

Imagine the feeling you'd have if you found that your clean credit report had errors! Well, guess what? If you're not checking your credit report, there's a reasonable chance that this is already happening to you. Even if those errors are no fault of yours, you could really be in trouble. A single mistake on your credit report can destroy your score, costing you thousands of dollars in higher inte...