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Chew on this: Your dog could affect your homeowner’s insurance rate
Posted on October 2, 2013

Most dog owners know exactly why they’ve been given the moniker of “Man’s Best Friend.” But recent findings suggest they are also one of “Man’s Greatest Homeowners Insurance Liabilities.” The Insurance Information Institute (III) recently released some alarming data. Their research shows that over the last decade, while the number of homeowner’s insurance claims due [...]

You know who you are ... but does Big Data?
Posted on October 2, 2013

"Big Data" is defined by Wikipedia as “the term for a collection of data sets so large and complex that it becomes difficult to process using on-hand database management tools or traditional data processing applications.” One of the “Big Data” files floating around out there in cyberspace is all about you. We imagine you’ve heard [...]

It costs HOW MUCH to raise a child?
Posted on October 2, 2013

Have you ever thought about how much money it takes to raise a child from birth to age 18? If you’re a parent you probably have, but you might not have been able to put a dollar figure to your question. Now you can. The United States Department of Agriculture has released some new data [...]

No Bad News for the Wealthiest One Percent
Posted on October 2, 2013

They say money doesn’t buy happiness, but America’s richest one percent might disagree. That’s because the chasm between the richest one percent of Americans and the rest of the country’s workers has gotten bigger … meaning the rich keep getting richer. In fact, that one percent cross-section took home just shy of 20 percent of [...]

Ideas to Repair the Rising Student Loan Crisis
Posted on October 2, 2013

It’s no secret that a college education isn’t cheap. But unless you are a college student (or the parent of one), you might not realize just how costly one can be. When adjusted for inflation, the price of tuition has more than doubled since 1999, (source) with the end result being shocking amounts of debt[...]

Google Stock Splits
Posted on June 18, 2013

A little more than a year ago, Google announced a stock split. This was done in an effort to be able to sell more shares, but they weren’t able to carry out their plan because of a legal dispute. Now, however, a major obstacle to bringing the split to fruition has been carried out with [...]

Bank of America Under the Microscope for Possible HAMP Violations
Posted on June 15, 2013

Bank of America could soon be in some serious hot water due to claims made by former employees. A statement made by Simone Gordon, a former Bank of America loss-mitigation specialist who departed the bank in 2012, said the bank improperly disqualified some applicants to the Home Affordable Modification Program or HAMP (source). Gordon’s statement[...]

Home Repos Up Sharply in May
Posted on June 14, 2013

Banks are revving up their efforts to take back homes. In May, according to RealtyTrac, completed foreclosures were up 11 percent from the previous month (38,946 in May vs. 34,997 in April). In addition, it was the first time in five months the total had risen. Foreclosure starts also are on the rise, going up[...]

No More Pennies in Canada. Should the US Follow Suit?
Posted on June 12, 2013

In Canada, the Economic Action Plan of 2012 brought about the end of the Canadian penny. The thought process was that, when comparing the face value versus its rising production cost, it just didn’t make sense to make them anymore. For now at least, the existing pennies can still be used for as long as[...]

Looking to "Kickstart" Your Business?
Posted on June 12, 2013

Because even Bill Gates had to start somewhere, there is an innovative presence on the Internet called Kickstarter. In a nutshell, Kickstarter helps those who need funding for any type of creative project they’d like to roll out to the public. These can be anything in the music, design, technology, film, gaming and art arenas, [...]