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Following in the Fed's Footsteps, Average Credit Card Rates Jump to 15.05%
Posted on January 5, 2015

As far as credit card rates are concerned, for most people the good times may now be heading towards an end. According to the CreditCards.com Weekly Credit Card Rate Report, interest rates on new card offers rose to 15.05% last week. This increase marks a one-year high, and follows in the footsteps of the Federal [...]


Hiring and Retaining the Best Millennials
Posted on December 29, 2014

Many employers sing the same refrain when it comes to hiring millennials (the youngsters in the professional work force, typically 20-35 years of age). They complain that millennials are more concerned with their vacation time than anything else. They say their work ethic isn't up to par when compared to their older counterparts. They are annoyed [...]


Employee or Independent Contractor? Which is Better?
Posted on December 22, 2014

When looking to acquire more talent, savvy companies seriously consider both options – hiring a full-time employee or engaging an independent contractor. Many, but certainly not all, companies need some full time staff for a base level of work and to maintain consistency. Moreover, many companies, especially service companies, have workload peaks and valleys. When [...]


How to Combat Rising Health Costs
Posted on December 16, 2014

Even people who have never heard of GEICO know that health care costs have been skyrocketing over the last few years. With the implementation of the Affordable Care Act, many companies may see a further increase in their premiums. Although escalating health care expenditures is a worrying issue for both small and large businesses, these[...]


There’s Reason to be Encouraged about the Economy
Posted on December 11, 2014

How about some good news for a change? Over the past three months, the nation's economic output has grown at an even faster rate than most experts predicted. As a result, we are witnessing the economy's strongest six-month performance in more than 10 years. And with the holiday shopping craziness just ahead, experts are very [...]


Apple Pay: What You Should Know about Apple's New Mobile Wallet System
Posted on December 1, 2014

Apple Pay, the new mobile wallet by Apple, is the latest and most talked about payment platform to hit the technology sector. Through Apple Pay, buyers can use the new iPhone 6, iPhone 6 Plus or Apple Watch to pay for items or services without reaching for a plastic credit card. By linking phones or [...]


Separate your Business and Personal Bank Accounts
Posted on November 21, 2014

If you are a small business owner, you probably consider your business as part of your identity. Under most circumstances, that's a good thing – no-one cares about your work as much as you do. However, when it comes to business and personal finances, it's best to keep them separate. Most businesses, at some time [...]


Hank Greenberg's $25B Lawsuit Against the US Government May Succeed
Posted on November 14, 2014

Former AIG chief Maurice "Hank" Greenberg's on-going lawsuit against the government is probably one of the most high profile cases to emerge in recent times and has the entire nation on tenterhooks. The verdict of the trial will decide if the U.S. government in fact, as Mr Greenberg claims, bailed out the insurance firm American [...]


MasterCard and Zwipe Partnership Yields Unique New Payment System
Posted on November 7, 2014

These days, it seems like all the major players in the credit card industry (along with those in related genres) have some kind of method for simplifying payment. For example, Google has their Wallet payment system and Apple Pay is just around the corner. Not to be outdone or left behind, MasterCard will soon introduce [...]


Credit Score Scams and How To Avoid Them
Posted on October 23, 2014

Do you want to know your credit score? Are you wary of so-called free credit reports sites that seem to ask for more information than they need? You should be! In this article, I'll show you how to safely get free credit reports and avoid credit score scams. In the current financial environment, many people [...]