October 12, 2017

Who doesn’t love a good discount? Whether it’s an opportunity to buy clothes at a lower price or an offer to obtain air travel tickets at a reduced rate, every consumer is delighted to pay a lesser amount to obtain a product or service. But what if I told you there are ways in which you can slash the interest rate on your loan too? Don’t believe me? Well, it’s possible - r...

September 26, 2017

This is serious, and the likelihood that you are personally affected is extremely high.  According to Equifax, a "website application vulnerability" allowed hackers to breach their database. This resulted in the compromising of information on 143 million consumers. This includes information on birthdates, addresses, driver’s license information and, perhaps worst of all, Social Securit...

May 2, 2017

Have you ever wondered what would happen if you overpaid your credit card bill? It’s not an inconceivable situation – there have been instances when credit card holders paid their bills twice by mistake. Perhaps you added an extra digit while writing out a check or typed it in incorrectly as you were paying online. Whatever the case, if you overpaid your bill, per federal law you are ...

April 28, 2017

Most cardholders do not know what a grace period is, let alone understand how to use one to save money on finance charges. In this article, we explain how the grace period offered by your card-issuer can help you save as much as a couple of hundred dollars a year, or even more!  A grace period is the length of time from the end of a billing cycle to the due date for that cycle. By consistent...

December 31, 2015

Holiday shopping just got a little more interesting. A bitcoin wallet, known as Coinbase, has teamed up with VISA to offer the first ever bitcoin debit card in the US. Consumers can now do their holiday shopping directly with bitcoin, instead of converting it first into fiat currency over a bitcoin exchange – or searching for outlets and websites that accept the digital currency. For those ...