January 28, 2021

Late fees are one of the reasons why we all worry about missing our credit card payment. In this quick read, we’ll tell you exactly what you can expect to lose if you don’t make your payments on time. We’ll also tell you how to avoid such a situation, or at the very least, how to handle it should it arise (and come out of relatively unscathed). When do you incur late fees? The fi...

October 12, 2017

  Who doesn’t love a good discount? Whether it’s an opportunity to buy clothes at a lower price or an offer to obtain air travel tickets at a reduced rate, every consumer is delighted to pay a lesser amount to obtain a product or service. But what if I told you there are ways in which you can slash the interest rate on your loan too? Don’t believe me? Well, it’s possib...

September 26, 2017

  This is serious, and the likelihood that you are personally affected is extremely high.  According to Equifax, a "website application vulnerability" allowed hackers to breach their database. This resulted in the compromising of information on 143 million consumers. This includes information on birthdates, addresses, driver’s license information and, perhaps worst of all, Social S...

May 2, 2017

  Have you ever wondered what would happen if you overpaid your credit card bill? It’s not an inconceivable situation – there have been instances when credit card holders paid their bills twice by mistake. Perhaps you added an extra digit while writing out a check or typed it in incorrectly as you were paying online. Whatever the case, if you overpaid your bill, per federal law yo...

December 31, 2015

  Holiday shopping just got a little more interesting. A bitcoin wallet, known as Coinbase, has teamed up with VISA to offer the first ever bitcoin debit card in the US. Consumers can now do their holiday shopping directly with bitcoin, instead of converting it first into fiat currency over a bitcoin exchange – or searching for outlets and websites that accept the digital currency. For ...