March 4, 2021

Nobody wants to owe money to creditors; everyone wants to be free of debt. Until all the money owed is paid off, the person in debt cannot save as much money or fully utilize their income. Those who are overwhelmed with debt sometimes opt for debt consolidation. What is debt consolidation? Debt consolidation is the process through which an individual takes out one large loan, and using that money,...

February 25, 2021

You’ve put in a lot of time, effort, and resources into your marketing strategies. Your content is innovative and provides immense value. Yet, your audience doesn’t quite engage – instead of positive responses, you receive negative ones – or none at all. What are some of the tell-tale signs that indicate that your marketing efforts are off the track? What can you do about i...

February 18, 2021

As a consumer, if you are used to shopping for groceries from a certain store, you may be unwilling to go to another for the same purpose. The reason for this can be summed up in one word – a habit. Once we are accustomed to something, we often don’t want to try anything new. Unfortunately, when it comes to credit cards, this habit of “not wanting to try anything new” can c...

February 11, 2021

If you are going through a temporary financial rough patch, say you’ve lost your job or had a serious accident, it can get difficult to meet your debt obligations. In such a situation, it may be worthwhile for you to talk to your credit card issuer and find out whether they offer any hardship programs. What is a credit card hardship program? With a credit card hardship program, you interact ...

February 5, 2021

  The pandemic’s hit everyone’s lives both on professional and personal fronts. We all know Covid-19’s not going anywhere anytime soon, so the need of the hour is to adapt to the new normal as quickly as you can. In this short read, we’ll talk about useful and effective ways to pandemic-proof your business and how you can protect it from getting battered. Pivot, don&rs...

January 28, 2021

Late fees are one of the reasons why we all worry about missing our credit card payment. In this quick read, we’ll tell you exactly what you can expect to lose if you don’t make your payments on time. We’ll also tell you how to avoid such a situation, or at the very least, how to handle it should it arise (and come out of relatively unscathed). When do you incur late fees? The fi...