March 30, 2021

It is 10 pm on a Tuesday, and you are already burnt out. You have filed paperwork, spent hours on the phone, solved customer issues, and put out fires left and right. All you want to do is finish up and get to bed, but you know there is still more work to be done.   Given it’s Spring, a time of renewal and rebirth, it's the perfect timing to make a change.&...

March 18, 2021

How many times do you find yourself charging your credit card for inventory, or supplies when you know you won’t be able to make the full payment?  Covering costs during a global pandemic as a small business owner has become tricky. You still need to purchase inventory, but deliverables are different, and making up for the loss in revenue has you scrambling to charge your card and worry...

March 4, 2021

Nobody wants to owe money to creditors; everyone wants to be free of debt. Until all the money owed is paid off, the person in debt cannot save as much money or fully utilize their income. Those who are overwhelmed with debt sometimes opt for debt consolidation. What is debt consolidation? Debt consolidation is the process through which an individual takes out one large loan, and using that money,...

February 25, 2021

You’ve put in a lot of time, effort, and resources into your marketing strategies. Your content is innovative and provides immense value. Yet, your audience doesn’t quite engage – instead of positive responses, you receive negative ones – or none at all. What are some of the tell-tale signs that indicate that your marketing efforts are off the track? What can you do about i...

February 18, 2021

As a consumer, if you are used to shopping for groceries from a certain store, you may be unwilling to go to another for the same purpose. The reason for this can be summed up in one word – a habit. Once we are accustomed to something, we often don’t want to try anything new. Unfortunately, when it comes to credit cards, this habit of “not wanting to try anything new” can c...

February 11, 2021

If you are going through a temporary financial rough patch, say you’ve lost your job or had a serious accident, it can get difficult to meet your debt obligations. In such a situation, it may be worthwhile for you to talk to your credit card issuer and find out whether they offer any hardship programs. What is a credit card hardship program? With a credit card hardship program, you interact ...