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An Innocent Credit Error Can Turn a Mortgage Application into a Nightmare
Posted on June 3, 2016

Let's say you've meticulously built up a good credit report over time. Year after year, you've paid off your bills punctually and in full, and each month you've laboriously gone through your credit report to ensure that all the information contained in it is error free. Now, armed with a great credit score, you're finally ready[...]

12 Great Ways Business Credit Can Reduce Your Worries
Posted on May 31, 2016

Managing your own organization can be a very stressful proposition. Contrary to what most people assume, running your own business is not just about meeting sales targets and clocking double-digit growth. There are a million other things that need to be taken care of. If you have your own business[...]

What Do You Mean – My Spouse and I Have Different Credit Scores?!
Posted on May 27, 2016

Getting married typically means sharing your home and your last name with your spouse. But does tying the knot indicate that you and your partner will share the same credit score? This is question that's asked by many of our clients, so in order to do away with the confusion, we've decided to write a blog[...]

Are You Aware of the Impact Credit Inquiries Have on Your Credit Score?
Posted on May 24, 2016

On our blog, we've often discussed how important it is for you to check your credit report at regular intervals. By examining your credit report once every few months, not only can you stay on top of your credit, you can also take steps to correct mistakes immediately. While scanning your credit report, you may[...]

Business Credit Cards vs. Lines of Credit: Which Is the Better Financing Option?
Posted on May 17, 2016

Most smaller organizations borrow funds at some point in time – either to stay afloat during tough times, or to expand operations when business is doing well. Two of the most common sources of finance are personal lines of credit and credit cards. These are similar in the sense that they are both revolving credit[...]

MARKET TRENDS: First Quarter Advance GDP Estimate Lower Than Expected
Posted on May 13, 2016

In its advance estimate, the Labor Department announced that the U.S. Gross Domestic Product (GDP) increased at a 0.5% annual rate – the slowest since the first quarter of 2014. Economists had expected the economy to expand at a 0.7% pace after it displayed a 1.4% growth rate in the fourth quarter. The main reasons[...]

Think Writing "See ID" on Your Card Is a Good Idea? Think Again!
Posted on May 9, 2016

You may have seen people writing "See ID" on the back of their debit or credit cards. Maybe you're someone who does this too. In todays world, credit card fraud is a very common occurrence, and many individuals try to protect themselves by putting these instructions in the signature panel instead of simply signing their[...]

MARKET TRENDS: U.S. Housing Starts Tumble by 8.8% in March
Posted on May 5, 2016

After reaching a five month high in February, U.S. housing starts pulled back by much more than expected in March. This decline, along with a fall in building permits, seems to indicate a cooling in the U.S. housing market. Last month, ground-breaking fell by 8.8% to an annual rate of 1.089 mn. Economists had expected[...]

4 Things to Do Immediately if Your Credit Card is Lost or Stolen
Posted on May 2, 2016

Let's assume that you are about to make an important purchase – you reach into your wallet for your credit card and realize it's missing. What is your first reaction? Faced with such circumstances, most credit card users would panic and immediately think about the worst case scenario. And for good reason too – after[...]

Too Many Credit Inquiries on Your Credit Report? Here's What You Can Do to Remove Them
Posted on April 26, 2016

Whenever you check your credit report, you'll find a section titled "Credit Inquiries" or "Regular Inquiries." These inquiries are made by organizations that pulled your credit report – and they can remain on your report for up to two years. I'm sure you're already wondering if they have any connection with your credit score (they do),[...]