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The 5 Best Free HR Software in 2024
African american business entrepreneur analyzing best free HR software in 2024 and financial company graphs

July 15, 2024

HR software has emerged as a vital asset for businesses across the board, proving particularly crucial for small enterprises. Faced with limited resources and manpower, these small entities are compelled to enhance operational efficiency, ensure compliance, and manage their workforce effectively. HR software plays a pivotal role in achieving these objectives, so this guide spotlights the best free...


How to Find Product-Market Fit: Strategies and Challenges
Caucasian businessman checking how to find product market fit for vase goods order for customer on laptop

July 8, 2024

Product-market fit (PMF) is a critical milestone for startups and businesses. It refers to the stage where a company has found a strong match between its product and the market it serves. Determining how to find product-market fit and achieve it is essential for long-term success, as it signifies sufficient demand for the product and customers are highly satisfied with it. In this articl...


How to Do A/B Testing: The Dos and Don'ts for Successful Optimization
person typing on smartphone learning how to do a/b testing and sending out emails

July 1, 2024

A/B testing, or split testing, is crucial in making data-driven decisions in various industries. Whether designing a website, creating an email campaign, or launching a new product feature, A/B testing allows businesses to compare two versions of something and determine which one performs better. While it can provide valuable insights and inform business strategies, there are several cautions to k...


How to Identify Your Target Audience and Successfully Leverage Insights
Business target concept of how to identify your target audience, male hand holding arrow dart at center targeting hit highest point.

June 24, 2024

Imagine launching a message into the vast expanse of the digital universe, only for it to land precisely in the lap of someone who looks up, eyes wide, and says, "This is exactly what I have been looking for!" Fortunately, this is precisely what happens when you correctly identify your target audience. In an environment overwhelmed with choices and information, the ability to stand out and directl...


Merchant Services vs. POS Systems: What's The Difference?
Sustainable shop, cashier and client with store purchase after considering merchant services vs. POS systems

June 17, 2024

In an age where success hinges on efficiency and seamless operations, small enterprises and burgeoning startups face a crucial intersection of technological functionality—merchant services vs. POS systems. This dynamic duo powers the financial heartbeat of modern commerce and holds the ace up your business's sleeve for maintaining customer satisfaction. Navigating these waters can ...


The Business Owner's Guide to How to Buy Wholesale
Shot of two people learning how to buy wholesale, shaking hands while working in a warehouse.

June 10, 2024

Purchasing wholesale products can be an essential strategy for businesses of all sizes, from small mom-and-pop shops to large corporations. Buying wholesale allows businesses to access a wider range of products at lower costs, which can ultimately lead to increased profits and growth opportunities. However, the process of buying wholesale can seem daunting and complex, especially for those new to ...


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I take tremendous pride in building positive and lasting relationships in my businesses and personal life. Every member of my team is committed to helping our clients get the maximum amount of funding possible and achieve their highest growth potential.

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Access up to $250K in 0% Business Credit Cards

* "Funding" typically comes in the form of the issuance of business credit cards that may be used for business purposes. In such instances, we consider these "credit lines" and "funding" since businesses may tap those lines.  Zero-Interest is based on the personal credit-worthiness of the business owner as well as the business entity. 0% rates are introductory rates and vary in length of time, assuming all monthly required payments are made to the credit card company. Introductory rates of 0% apply to purchases and/or balance transfers after which it reverts to an interest rate, which varies by lender as disclosed in the lending agreement from the lender. The 60-day money-back guarantee only applies if client does not obtain credit. Please refer to the full Terms of Service for additional details. 

All credit is subject to lender approval based upon credit criteria. Up to $300,000 in business credit is for qualified clients over the term of the 12-month consulting membership with multiple credit card rounds and/or credit lines. Introductory rates of 0% apply to purchases and/or balance transfers after which it reverts to an interest rate, which varies by lender as disclosed in their lending agreements.

Fund&Grow is not a credit repair organization. We do not charge for, and you do not pay for, credit repair services. We do not provide advice or assistance to improve any consumer's personal credit record, credit history, or credit rating. Our focus is on helping you build credit for your business entity.

Fund&Grow is a commercial finance coaching and business consulting firm. We provide a comprehensive 12-month educational program designed to help business owners build strong business credit and access commercial funding. Our program includes:

- Assistance with business entity setup and compliance verification
- Strategic coaching on credit utilization and spending patterns
- Guidance through multiple rounds of business credit card applications
- Expert coaching on how to communicate with banks and negotiate for higher credit limits
- Education on how to use business credit cards like a line of credit for your business
- Ongoing financial coaching and support throughout your 12-month membership

We are not a lender, a loan broker, or a financial advisor. We do not guarantee funding, as all credit decisions are made by third-party lenders based on their own underwriting criteria. We are not a "business opportunity" and we do not make any claims about how much income you will earn from your business. Our service is to educate and coach you through the business credit building and optimization process. Fund&Grow is not a lender.

Accessing business credit involves financial risk. You are responsible for all debts incurred. We encourage all clients to use credit responsibly and only for legitimate business purposes. Please consult with your own financial advisor to determine if accessing business credit is appropriate for your situation.