May 12, 2025

Almost one in three small businesses were unable to secure all the funding they needed last year, according to the latest Federal Reserve update. If you’ve ever tried getting a loan, you know it’s not always easy. Long forms, endless requirements, and waiting weeks for an answer can slow you down when you need money. That’s why many people turn to credit card stacking. ...

May 5, 2025

A lot of business owners are searching for funding to cover daily expenses, invest in equipment, or scale faster, but aren't always sure which option makes the most sense. In 2024, 77% of small business owners reported that access to capital was their greatest challenge. With that kind of pressure, making smart financial decisions matters more than ever. Business credit and business loans are...

April 28, 2025

Every business needs funding at some point. It could be to cover expenses, launch a new initiative, or seize a big opportunity. But getting approved for credit can feel confusing. Banks often ask for years of history, while some lenders charge high interest. Plus, many business owners don't know where to start. According to theFederal Reserve, 43% of small businesses apply for financing each year,...

April 21, 2025

Many small businesses, especially those outside major cities or owned by underrepresented groups, struggle to access capital. When banks and investors overlook them, business owners often turn to personal credit cards or high-interest loans to stay afloat.  This is known as the small business funding gap. One in four small businesses report they can't get the financing they need, ev...

March 24, 2025

Effective expense management is the backbone of any thriving business. Whether you’re funding day-to-day operations or gearing up for growth, your financial tools matter—and a business credit card can be one of the most powerful in your arsenal. Beyond simplifying spending, the right card can help you unlock cash flow, earn valuable rewards, and bolster your business’s credit pro...

March 17, 2025

Understanding your market is key to business success—whether you're running a small business or plotting your next entrepreneurial venture. One way to sharpen your focus is by exploring vertical markets. Often overlooked in favor of broad, "horizontal" approaches, vertical markets are becoming increasingly significant in 2025, but what does vertical market mean?  These niche-focused str...