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The Connection Between Credit Scores and Mortgage Rates
Posted on April 19, 2016

For quite some time, mortgage rates have been at record lows. No doubt you're already aware of this - whether in the papers or on the Internet, you must have seen "today's mortgage rates" being advertised everywhere! However, what you probably don't know is[...]

What Millennials don't know about buying a home
Posted on April 14, 2016

Of late, interest rates have hovered near all-time lows, while job openings and wages have risen steadily. The housing industry has also gained traction since last year. Given these conditions, one would expect that more[...]

MARKET TRENDS: New Home Sales Increased by 2% in February
Posted on April 11, 2016

U.S. new home sales rose slightly in February, but gains were mostly limited to a single region – which may indicate a slowdown in the housing market.[...]

Four Credit Card Processing Tools You Should Know About
Posted on April 1, 2016

"What can I do to improve my sales figures?" If you are a business owner, you've probably asked yourself this question hundreds of times. There is no doubt that the volume of an organization's sales depends on the quality of products and services offered. However, there is yet another factor that ascertains where a customer[...]

MARKET TRENDS: As Global Economy Falters, Fed Slows Plan to Hike Interest Rates
Posted on March 28, 2016

On Wednesday, the U.S. Federal Reserve halted its plans for raising interest rates due to concerns over weak inflation levels and uncertain global economic health. The world's most powerful central bank left the federal funds rate unchanged between 0.25% – 0.5%, contrary to expectations at the beginning of the year that interest rates would be[...]

And You Thought You Knew Everything About Your Credit Score!
Posted on March 21, 2016

Many people invest considerable time and energy into maintaining and improving their credit. And for good reason too. After all, it's their credit score that decides what kind of rates they'll pay on their mortgage, or how much interest their credit card company will charge if they carry a balance on a card.[...]

MARKET TRENDS: U.S. Housing Starts Climb 5.2% to Highest Level in Five Months
Posted on March 18, 2016

Home building in the U.S. rose more than expected in February, due to an increase in the construction of single-family homes. In February, housing starts climbed 5.2% month-over-month to an annualized rate of 1.18 mn, reaching their highest level since September and beating economists' expectations of 1.15 mn. February's pace marked a 30.9% increase over housing[...]

Everyone's Subscribing to Credit Monitoring Services – Here's Why
Posted on March 14, 2016

With instances of data security breaches on the rise, millions of Americans are now subscribing to credit monitoring and ID theft prevention services. This is not surprising. After all, having one's identity stolen, or even the mere thought of it, can be quite scary.[...]

When Should You Change Your Credit Card Payment Date?
Posted on March 7, 2016

You may wonder how anyone could benefit from changing a credit card billing due date. Depending on your situation, this may be worth doing. Everyone works on a different schedule. That's why many banks give you the option to pick your card[...]

Why You Should Never Go Over Your Credit Card Limit
Posted on February 22, 2016

Owning a credit card means having easy access to funds. Used responsibly, credit cards can be instrumental in making a person's life simpler. However, if used recklessly, these instruments of credit may end up doing more harm than good.[...]