July 24, 2018

 Has this ever happened to you? You hand over your credit card to conclude a purchase, only to find out that it has been declined? Such a situation can be quite upsetting and can leave many individuals panic-stricken. After all, it is not uncommon for financial institutions and credit card companies to cancel consumers’ card accounts, leaving them stranded without any means of credit w...

July 12, 2018

If you’ve scrutinized your credit report carefully, you may feel that this document reveals everything about you - your name, address, social security number, date of birth, and so on. Nevertheless, there are certain things that will never appear on your credit report. To find out what information is hidden from lenders, read on! Your Income: As surprising as it may sound, the amount of mon...

July 9, 2018

Almost everything that is related to your credit profile appears on your credit report - for example, how many credit cards you have, the value of the loans that you have taken out, and whether you have a mortgage or not. Everything can be figured out from your report. However, sometimes certain accounts do not appear on any of your credit reports from the three major credit bureaus, Experian, Eq...

June 29, 2018

Whenever you go on a vacation, you probably have the mountains, or the sun, the sand and the beach on your mind. In such situations, it’s difficult to turn your mind towards balances and credit cards. However, this is something that you just cannot afford to ignore. Given below are a few tips related to credit cards that can help you while traveling. Let Your Card Issuer Know That You Are T...

June 21, 2018

Today, a large number of consumers are neck deep in debt, and the answer to such a predicament for most people is filing for bankruptcy. However, given that this action has such a devastating effect on your credit score, bankruptcy is a last resort. Before taking this drastic step, it is best to explore some of the options listed below. These may be a little expensive or take a while longer, but ...

June 18, 2018

As a consumer, you may be well aware of the numerous ways in how you can become a victim of fraud. However, did you know that even small businesses can fall prey to unscrupulous criminals? Given the frequency with which fraud is increasing, all companies that process credit card payments should exercise caution when accepting payments from customers, especially small and medium-sized organization...