Hours: Mon - Friday 9:00AM - 6:00PM EST

Seven Top Credit Cards You Should Know About

April 7, 2015

At Fund&Grow, we work hard to find great borrowing opportunities for our clients, with great success. In the process, we often run into excellent opportunities for folks who are not yet our clients. In this article, we share some very interesting credit card offers. Depending on your lifestyle, one or more of these may well be a kind of instant investment yielding far greater percentages than one could hope to earn in the stock market. If you are someone with an excellent score, but are making do with inferior offers such as one percent cash back with a limit on how much you can earn, here are a few deals that you might want to consider.

Blue Cash Credit Card from American Express: This credit card will give 6% cash back (on up to $6,000 in annual purchases), 3% on gas and at certain department stores, and 1% on everything else. There is also a $150 intro bonus if you spend $1000 on purchases within the first three months, and a 0% 15-month intro APR on purchases and balance transfers. The only drawback is a $75 annual fee, but depending on your spending, this amount can easily be recoverable.

Chase Slate: If you want a credit card with a lengthy 0% introductory APR and no balance transfer fee, this is the card for you! This card offers no balance transfer fees during the first 60 days of card membership and a 15-month, 0% introductory APR on both balance transfers and purchases.

Citi Simplicity: This is a smart card to opt for if you are planning to make a large purchase, or several large purchases, as you can carry that balance into 2016 without paying any interest. It has an 18-month, 0% introductory APR for purchases and balance transfers, no late fees, and no annual fee – very useful if you plan to transfer balances from high interest credit cards to this one.

Barclay Arrival Plus World Elite Mastercard: For those bitten by the travel bug, here is the perfect credit card. For starters, there are no foreign transaction fees. Additionally, you earn 2 miles per dollar for every purchase, and a bonus 40,000 miles (equal to $400 in travel). Also, if you use your miles to pay for travel, you’ll receive 10% of those miles back! And what’s more, to use your miles, you just need to book your travel and redeem your miles for a statement credit – there are no blackout dates or restrictions on travel arrangements. There is an $89 annual fee, but it's waived the first year.

BankAmericard Cash Rewards Credit Card: This card has a 0%, 12-month APR; you can transfer over balances from your high-interest credit cards and pay zero interest for an entire year. You also get a 0% introductory APR on new card purchases, 3% cash back on gas, 2% cash back on grocery stores (for the first $1,500 in combined grocery and gas purchases each quarter) and 1% cash back on everything else. Additionally, you'll earn an additional $100 cash back after spending $500 in the first 3 months.

Citi Double Cash Card: The card offers 2% cash back on all purchases, with no caps on the amount of cash back rewards you can earn and no annual fees. In order to get the full 2% cash back, first, use your card to purchase the items for the first 1% cash back. The second 1% cash back is received after you’ve paid for your purchase. You also enjoy 15 months of a 0% APR on both purchases and balance transfers.

Chase Sapphire Preferred: This card earns you 2 points for each dollar spent on travel and dining out, and 1 point per dollar on all other purchases, followed up by a 40,000 point bonus after spending $4,000 in the 3 months – equal to $500 in travel rewards. You can redeem your points to save 20% off travel costs via Chase's Ultimate Rewards, or for cash back, gift cards and merchandise. Additionally, you can transfer your points 1:1 to many frequent travel programs with no transfer fees, including United MileagePlus, Southwest Rapid Rewards, Hyatt Gold Passport and Marriot Rewards.

About Fund&Grow

Fund&Grow helps small businesses and real estate investors get significant funding (up to $250,000 and more) at zero percent interest via creative credit card financing. One of the easiest, and if done correctly, least expensive ways to get financing is via credit cards. In fact, when the Office of the Comptroller of the Currency released their 19th annual “Survey of Credit Underwriting Practices,” they reported that among all loan products, credit cards had the greatest easing of underwriting standards. Although many zero percent interest terms appear to be capped, if you know what you’re doing, that’s not the case. We do. And if this sounds like an opportunity that would support you and your business, we’re here to help. To learn more, contact us today.

I take tremendous pride in building positive and lasting relationships in my businesses and personal life. Every member of my team is committed to helping our clients get the maximum amount of funding possible and achieve their highest growth potential.

have a question?

Our business experts are available to answer questions Monday - Friday from 9:00 a.m. - 6:00 p.m. EST

Call Us:

(800) 996-0270

Email Us:

service@fundandgrow.com

Watch our business credit webinar:

Obtain $250,000 Business Credit