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How to Read, Understand, and Improve Your Business Credit Score Like a Pro
Business report. Graphs and charts. How to read, understand, and improve your Business credit score like a pro and pile of documents. Business concept.

July 2, 2025

Most business owners don’t think about their business credit score until they need funding. By that point, it’s often too late to make changes. A low score can block approvals, lower credit limits, or even push interest rates higher than expected. On the other hand, a strong business credit profile can open doors to better terms, higher funding amounts, and long-term financial flexibil...


Best 0% APR Credit Cards of 2025 (And a Smarter Alternative for Business Owners)
Credit Card hand holding best 0% credit cards of 2025 with green nature background and copy space

June 23, 2025

If you're a business owner using personal credit cards to fund your startup or scale operations, you're not alone, but you are at risk of hitting some major roadblocks. Sure, 0% APR credit cards sound like a great solution. No interest for a set period of time? Sounds like free money. But when you’re building a business, personal cards can quickly fall short and even do more harm than good. ...


Are Business Credit Card Rewards Taxable?
Small business credit card rewards taxable Tax Credits Claim Return Deduction Refund Concept

June 16, 2025

Credit card rewards can feel like a win, especially when you're running a business and looking for ways to cut costs. But when tax time comes around, things get a little tricky. Are those rewards considered income? Do you need to report them? A recent survey found that more than two-thirds of small business owners use credit card rewards to support their business, but many aren't sure how it affec...


How to Find Off-Market Real Estate Deals Like a Pro
Mixed race asian indian man realtor chinese people find off-market real estate deals like a pro with house model in formal suit in office at desk

June 16, 2025

Off-market real estate deals are the goldmine of property investing. They’re not listed on the MLS, not part of a bidding war, and often come with flexible terms and significant discounts. These are the kinds of deals that allow investors to build wealth faster, secure better margins, and close with less competition. But how do professional investors consistently uncover these hidden opportu...


Are business credit card payments tax deductible?
Are business credit card payments tax deductible On a table with sunlight. Are business credit card payments tax deductible

June 9, 2025

Yes, some business credit card payments are tax deductible, but not in the way most people think. You can’t deduct the full amount you pay to your credit card company. What you can deduct are the actual business expenses charged to the card, like travel, supplies, or software. Interest payments, annual fees, and certain service charges may also be deductible, depending on how the card is use...


Can You Get Business Credit With a Low Personal Credit Score?
Businesswoman Getting Credit Card At Meeting, business credit with bad credit

June 2, 2025

If your personal credit score isn’t great, getting business funding can feel like hitting a wall. Lenders say no, interest rates skyrocket, and the offers you do get come with terms that could drain your cash flow before your business even finds its footing. We’ve seen it happen over and over. A business owner takes the first offer they get, thinking it’s their only shot, only to...


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I take tremendous pride in building positive and lasting relationships in my businesses and personal life. Every member of my team is committed to helping our clients get the maximum amount of funding possible and achieve their highest growth potential.

Have a Question?

Our business experts are available to answer questions Monday - Friday from 9:00 a.m. - 6:00 p.m. EST

Call Us:

(800) 996-0270

Email Us:

service@fundandgrow.com

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Access up to $300K in 0% Business Credit Cards

* "Funding" typically comes in the form of the issuance of business credit cards that may be used for business purposes. In such instances, we consider these "credit lines" and "funding" since businesses may tap those lines.  Zero-Interest is based on the personal credit-worthiness of the business owner as well as the business entity. 0% rates are introductory rates and vary in length of time, assuming all monthly required payments are made to the credit card company. Introductory rates of 0% apply to purchases and/or balance transfers after which it reverts to an interest rate, which varies by lender as disclosed in the lending agreement from the lender. The 60-day money-back guarantee only applies if client does not obtain credit. Please refer to the full Terms of Service for additional details. 

All credit is subject to lender approval based upon credit criteria. Up to $300,000 in business credit is for qualified clients over the term of the 12-month consulting membership with multiple credit card rounds and/or credit lines. Introductory rates of 0% apply to purchases and/or balance transfers after which it reverts to an interest rate, which varies by lender as disclosed in their lending agreements.

Fund&Grow is not a credit repair organization. We do not charge for, and you do not pay for, credit repair services. We do not provide advice or assistance to improve any consumer's personal credit record, credit history, or credit rating. Our focus is on helping you build credit for your business entity.

Fund&Grow is a commercial finance coaching and business consulting firm. We provide a comprehensive 12-month educational program designed to help business owners build strong business credit and access commercial funding. Our program includes:

- Assistance with business entity setup and compliance verification
- Strategic coaching on credit utilization and spending patterns
- Guidance through multiple rounds of business credit card applications
- Expert coaching on how to communicate with banks and negotiate for higher credit limits
- Education on how to use business credit cards like a line of credit for your business
- Ongoing financial coaching and support throughout your 12-month membership

We are not a lender, a loan broker, or a financial advisor. We do not guarantee funding, as all credit decisions are made by third-party lenders based on their own underwriting criteria. We are not a "business opportunity" and we do not make any claims about how much income you will earn from your business. Our service is to educate and coach you through the business credit building and optimization process. Fund&Grow is not a lender.

Accessing business credit involves financial risk. You are responsible for all debts incurred. We encourage all clients to use credit responsibly and only for legitimate business purposes. Please consult with your own financial advisor to determine if accessing business credit is appropriate for your situation.