January 24, 2023

Banks Team Up with Zelle to Create Digital Wallet to Compete with Apple Pay and PayPalOver the last 24 hours, news has broken that major banks are teaming up with Zelle to create a digital wallet to compete with Apple's Apple Pay and PayPal, with plans to roll out this new offering in the second half of 2023. It is reported that this digital wallet will be linked to the user's debit or credit card...

September 7, 2022

Have you recently seen that you were “pre-approved” for a credit offer through Credit Karma? If so, you may be a victim of their deceptive claims. The Federal Trade Commission (FTC) published a press release on September 1st, 2022, addressing the action they have taken against Credit Karma for falsely stating their users were “pre-approved” with a “90% odds” of ...

July 8, 2022

When budgeting for your monthly bills, you may wonder whether it’s best to pay off your credit card balances in full or make partial payments to free up funds for another purpose. Many also wonder if paying at least the minimum payment by the due date is best practice or if they should wait until they can pay the balance in full. Your decisions on these matters can either benefit or harm you...

October 15, 2021

Your first credit card is often the first step to establishing your credit. For many, it’s a make-or-break milestone. After hearing horror stories about lives ruined from poor credit, having a credit card can be scary. However, your experience with credit cards is entirely in your control. By following these tips, you can avoid becoming another horror story and instead set yourself up for su...

September 17, 2021

Two keys to ensuring your company is financially healthy are education and organization, especially with your finances. Although managing finances can be challenging and feel like a chore, a business is often most successful when all financial aspects are in order. By understanding the basic skills needed to run the financial aspects of a small business, you can create a solid financial future. A ...

September 2, 2021

Finances are a stressor that no one enjoys discussing and a study shows nearly 30% of Americans are not saving any of their income. Changing spending habits can be difficult when you cannot determine where you are making mistakes. While everyone's finances will be unique, there are a few common mistakes that anyone can avoid to save a substantial amount of money and better position themselves...