July 14, 2025

Starting and growing a business often feels like a personal challenge -  a test of grit, creativity, and determination. The idea of “doing it all yourself” carries undeniable appeal. There’s pride in bootstrapping, in finding a way to build something from nothing with just your resources. But while the narrative of bootstrapping is inspiring, it doesn’t always lead to ...

July 10, 2025

A business credit card can be a smart tool for managing expenses, building credit, and earning rewards tailored to everyday business purchases. Many cards also offer introductory 0% interest periods, cashback, or travel benefits that are well suited for business owners looking to maximize their spending. What many don't realize is that most business credit cards come with a personal...

June 23, 2025

If you're a business owner using personal credit cards to fund your startup or scale operations, you're not alone, but you are at risk of hitting some major roadblocks. Sure, 0% APR credit cards sound like a great solution. No interest for a set period of time? Sounds like free money. But when you’re building a business, personal cards can quickly fall short and even do more harm than good. ...

June 2, 2025

If your personal credit score isn’t great, getting business funding can feel like hitting a wall. Lenders say no, interest rates skyrocket, and the offers you do get come with terms that could drain your cash flow before your business even finds its footing. We’ve seen it happen over and over. A business owner takes the first offer they get, thinking it’s their only shot, only to...

January 24, 2023

Banks Team Up with Zelle to Create Digital Wallet to Compete with Apple Pay and PayPalOver the last 24 hours, news has broken that major banks are teaming up with Zelle to create a digital wallet to compete with Apple's Apple Pay and PayPal, with plans to roll out this new offering in the second half of 2023. It is reported that this digital wallet will be linked to the user's debit or credit card...

September 7, 2022

Have you recently seen that you were “pre-approved” for a credit offer through Credit Karma? If so, you may be a victim of their deceptive claims. The Federal Trade Commission (FTC) published a press release on September 1st, 2022, addressing the action they have taken against Credit Karma for falsely stating their users were “pre-approved” with a “90% odds” of ...