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A person cannot get a credit card under his or her own name until the age of 21 unless they have a co-signer or are able to demonstrate sufficient income to carry it.
Still, there are times when you might want to add your child as an authorized user, such as if they are going off to college. This is actually a good way for a young person to begin establishing credit. They get a card in their own name, and in most instances the payment history is reported to credit bureaus on their behalf. To help protect you, a "safety net" of sorts can often be arranged by setting a separate spending limit for the child's card.
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"Fund&Grow was created to empower small business owners, but more importantly, to support entreprenuers in achieving their business and personal goals while they lead the way towards innovation." - Ari Page CEO of Fund&Grow
Ari Page and the Fund&Grow team help business owners obtain access to credit despite the ambiguous lending climate. Many people feel ripped off and scammed by the bank bailouts and wonder why they can't use the system to their advantage the way the big banks did. If you have good credit, the Fund&Grow program will get you the funds you need to grow your business.
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All credit is subject to lender approval based upon credit criteria. Up to $250,000 in business credit is for highly qualified files over the term of the membership with multiple credit card batches and/or credit lines. Introductory rates of 0% apply to purchases and/or balance transfers after which it reverts to an interest rate, which varies by lender as disclosed in the lending agreement. Fund&Grow is not a lender.
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