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In a word, everything! Even if you know what is on your credit report, you still need to know your scores. Why? Because about three-quarters of lenders and financial institutions go by the FICO scores to determine creditworthiness. (source)
With that in mind, you have your number. What does it mean? The best way to explain it is that it’s much like those standardized SAT tests you took in school. Your test score got you slotted into a certain category, and it's the same thing here. Credit scores generally range from 300 to 850, though you almost never see anything that low or that high.
Just over half of Americans have credit scores of 700 or higher, and if you're around 720 or higher you are, generally speaking, in pretty good shape.
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"Fund&Grow was created to empower small business owners, but more importantly, to support entreprenuers in achieving their business and personal goals while they lead the way towards innovation." - Ari Page CEO of Fund&Grow
Ari Page and the Fund&Grow team help business owners obtain access to credit despite the ambiguous lending climate. Many people feel ripped off and scammed by the bank bailouts and wonder why they can't use the system to their advantage the way the big banks did. If you have good credit, the Fund&Grow program will get you the funds you need to grow your business.
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All credit is subject to lender approval based upon credit criteria. Up to $250,000 in business credit is for highly qualified files over the term of the membership with multiple credit card batches and/or credit lines. Introductory rates of 0% apply to purchases and/or balance transfers after which it reverts to an interest rate, which varies by lender as disclosed in the lending agreement. Fund&Grow is not a lender.
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