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Review: 3 Top Credit Cards with the Best Sign-up Bonuses

August 25, 2020

Have you ever chosen one credit card over another just because it had a better sign-up bonus?

Rewards are one of the main selling points of credit cards - that’s why you may be attracted to those that offer awesome benefits right from the word go.

But it’s not just the sign-up bonus that’s important.

The card should offer great rewards on an ongoing basis so that you can hang on to it later as well.

In this post, we’ll tell you about three credit cards that have amazing sign-up bonuses.

And the icing on the cake is that they’ll continue to shower you with rewards for years after!

Before we start, know that sign-up bonuses can be earned in the form of cashback, points, or miles when you spend a certain amount of money within a specified period of opening your credit card account.

While this can be a great way to earn quick rewards, never make the mistake of spending more than you can pay off - just to take advantage of this offer.

At the same time, make sure you read the terms and conditions carefully because they vary with each issuer

1. Chase Sapphire Preferred Card

This card offers 60,000 bonus points if you spend $4,000 within the first three months of account opening.

That translates into $750 towards travel if you redeem through Chase Ultimate Rewards.

Other benefits include 2X points on travel and dining at restaurants worldwide and one point per dollar spent on all other purchases.

You also get 5X points on Lyft rides through March 2022, unlimited deliveries with a $0 delivery fee, and reduced service fees on orders over $12 for a minimum of one year on qualifying food purchases with DashPass, DoorDash's subscription service.

The APR for this card stands between 15.99% - 22.99%, variable.

It has a $95 annual fee, but no foreign transaction fees.

To qualify for this card, you need a credit score between 670 – 850.

2. Southwest Rapid Rewards Premier Card

This card will give you 40,000 bonus points if you spend $1,000 on purchases within the first three months of opening your account.

You get another 6,000 bonus points after your cardmember anniversary.

Other benefits include two points per dollar spent on Southwest purchases, as well as Rapid Rewards hotel and car rental partner purchases.

You earn one point per dollar spent on all other purchases.

The APR for this card stands between 15.99% - 22.99%, variable.

It has a $99 annual fee, but no foreign transaction fee.

To qualify for this card, you need a credit score between 670 – 850.

3. Citi/ AAdvantage Platinum Select World Elite Master Card

This card provides 50,000 American Airlines AAdvantage bonus miles if you spend $2,500 within the first three months of account opening.

Other benefits include a $125 American Airlines Flight Discount after you spend $20,000 or more in purchases during your card membership year and renew your card.

You stand to earn two AAdvantage miles for every dollar spent at gas stations and restaurants, and two AAdvantage miles for every dollar spent on eligible American Airlines purchases.

The APR for this card is between 15.99% - 24.99%, variable.

The card charges a $99 annual fee which is waived for the first year and no foreign transaction fees.

You need a score between 740 – 850 to qualify for this card.

$50,000 - $250,000 of unsecured credit at 0% interest

At Fund&Grow, we utilize creative credit card financing in such a way that we can help clients with good credit obtain as much as $250,000 of unsecured credit at 0% for a period of 6, 12, or 18 months.

This amount can be used for any purpose – from financing a small business to providing a down payment on a property - no questions asked.

So, if you need these kinds of funds, call us at (800) 996-0270, and we will help you right away.


Ari Page Ari Page is the CEO of Fund&Grow. He resides in Spring Hill, Florida with his wife and two children.

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