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*Product & Approval: 'Funding' typically comes in the form of business credit cards. All credit is subject to lender approval. Up to $300,000 in business credit is for qualified clients over the 12-month membership with multiple credit card rounds.

Interest Rates & Fees: Introductory 0% APR applies for 6-21 months, after which rates revert to standard rates (typically 15-25% APR). Balance transfers typically carry a 3-5% fee. If you use bill payment services like Plastiq or Melio to pay business expenses with business credit cards, these services typically charge 2.5-3% processing fees. The 60-day money-back guarantee applies only if the client does not obtain credit.

Personal Credit Impact & Liability: Applications require a personal credit check and personal guarantee. We work with issuers that typically do not report ongoing activity to personal credit bureaus when accounts are kept in good standing. However, late payments will be reported and will damage your personal credit score. You are personally liable for all debt.

Our Services: Fund&Grow provides a 12-month educational program including: business entity setup assistance, credit utilization coaching, guidance through credit card applications, bank communication coaching, and ongoing financial support.

Disclaimers: Fund&Grow is not a credit repair organization. Our focus is on building credit for your business entity.
We are not a lender or loan broker. We do not guarantee funding. All credit decisions are made by third-party lenders.

Financial Risk: You are responsible for all debts incurred. Consult your financial advisor to determine if business credit is appropriate for your situation.