Is Making 'Minimum Payments' Every Month Financially Toxic?
March 18, 2021 How many times do you find yourself charging your credit card for inventory, or supplies when you know you won’t be able to make the full payment? Covering costs during a global pandemic as a small business owner has become tricky. You still need to purchase inventory, but deliverables are different, and making up for the loss in revenue has you scrambling to charge your card and worry...
4 Primary Ways Debt Consolidation Affects Your Credit Score
March 4, 2021 Nobody wants to owe money to creditors; everyone wants to be free of debt. Until all the money owed is paid off, the person in debt cannot save as much money or fully utilize their income. Those who are overwhelmed with debt sometimes opt for debt consolidation. What is debt consolidation? Debt consolidation is the process through which an individual takes out one large loan, and using that money,...
3 Signs You Need Better Marketing Strategies
February 25, 2021 You’ve put in a lot of time, effort, and resources into your marketing strategies. Your content is innovative and provides immense value. Yet, your audience doesn’t quite engage – instead of positive responses, you receive negative ones – or none at all. What are some of the tell-tale signs that indicate that your marketing efforts are off the track? What can you do about i...
3 Reasons to Get a New Credit Card
February 18, 2021 As a consumer, if you are used to shopping for groceries from a certain store, you may be unwilling to go to another for the same purpose. The reason for this can be summed up in one word – a habit. Once we are accustomed to something, we often don’t want to try anything new. Unfortunately, when it comes to credit cards, this habit of “not wanting to try anything new” can c...
Credit Card Hardship Program? Here’s if You Should Do It
February 11, 2021 If you are going through a temporary financial rough patch, say you’ve lost your job or had a serious accident, it can get difficult to meet your debt obligations. In such a situation, it may be worthwhile for you to talk to your credit card issuer and find out whether they offer any hardship programs. What is a credit card hardship program? With a credit card hardship program, you interact ...
6 Quick Steps To Pandemic Proof Your Business
February 5, 2021 The pandemic’s hit everyone’s lives both on professional and personal fronts. We all know Covid-19’s not going anywhere anytime soon, so the need of the hour is to adapt to the new normal as quickly as you can. In this short read, we’ll talk about useful and effective ways to pandemic-proof your business and how you can protect it from getting battered. Pivot, don&rs...
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