February 18, 2021

As a consumer, if you are used to shopping for groceries from a certain store, you may be unwilling to go to another for the same purpose. The reason for this can be summed up in one word – a habit. Once we are accustomed to something, we often don’t want to try anything new. Unfortunately, when it comes to credit cards, this habit of “not wanting to try anything new” can c...

February 11, 2021

If you are going through a temporary financial rough patch, say you’ve lost your job or had a serious accident, it can get difficult to meet your debt obligations. In such a situation, it may be worthwhile for you to talk to your credit card issuer and find out whether they offer any hardship programs. What is a credit card hardship program? With a credit card hardship program, you interact ...

February 5, 2021

  The pandemic’s hit everyone’s lives both on professional and personal fronts. We all know Covid-19’s not going anywhere anytime soon, so the need of the hour is to adapt to the new normal as quickly as you can. In this short read, we’ll talk about useful and effective ways to pandemic-proof your business and how you can protect it from getting battered. Pivot, don&rs...

January 28, 2021

Late fees are one of the reasons why we all worry about missing our credit card payment. In this quick read, we’ll tell you exactly what you can expect to lose if you don’t make your payments on time. We’ll also tell you how to avoid such a situation, or at the very least, how to handle it should it arise (and come out of relatively unscathed). When do you incur late fees? The fi...

January 21, 2021

Many of our clients tell us that they have trouble managing their credit cards. While some complain that they invariably rack up huge amounts of debt, there are others who say that credit cards are too expensive and require the consumer to cough up various kinds of fees.  However, the truth is that credit cards are incredibly useful instruments that can serve the holder in a variety of ways. ...

January 14, 2021

  You must be familiar with the term minimum payment – it’s the amount of money you need to pay to your credit card issuer each month if you don’t want to be hit with a late fee or penalty interest rate. More often than not, the minimum amount due is a fraction of the balance that exists on your credit card. However, unless you know how to calculate the minimum payment due,...