January 29, 2019

"False information is more dangerous than ignorance." This is a saying that most people agree with. Nowhere is it more applicable than in the world of credit cards. The small piece of plastic that you carry in your wallet has several myths associated with it. If believed and acted upon, these may cost you dearly (both financially and with respect to credit health). In this article, we dispel some...

January 22, 2019

Ignoring a problem only makes it bigger. This is particularly true for your past-due credit card bills. When consumers face financial difficulties, many stop paying their credit card dues and hope that their problems will go away. This never works. What they instead should do is face the issue at hand and tackle it in the best way possible. Given below are a few options that you can pursue if you...

December 18, 2018

Credit cards are often used by consumers to finance large purchases such as TV sets or even their dream vacations, and then gradually pay back the amount borrowed over a period of time. In such cases, or even in instances where consumers wish to reduce the burden of their debt, a 0% APR or low-interest credit card can prove to be a blessing. For your benefit, we have provided a list of the best l...

December 11, 2018

Do you find credit card terms confusing and misleading? You are not alone. There are many cardholders who’ve gotten into some sort of trouble or other because they misinterpreted certain credit card terms. For example, for a cardholder, just one late payment on a credit card that offered deferred interest resulted in his having to pay interest on the entire purchase! For your benefit, in th...

December 4, 2018

One of the things about applying for a credit card is that you’re not sure what you’re going to get. Whether your credit limit will be, say, $500 or $5,000, and if your APR is going to be 2% or 25% – is something that you’ll understand only when the card is actually in your hands. This is why when a new credit card is finally delivered to a consumer, they may decide that t...

November 26, 2018

Most individuals are aware that certain behavior can ding their score. For example, not paying bills on time, or defaulting on debt altogether, may seriously harm your credit. Having said that, there are a few other things that may seem harmless, but can nevertheless have a detrimental impact on your score. To protect yourself from unknowingly damaging your credit, commit the following list to me...