May 28, 2019

Criminals make billions of dollars via internet credit card fraud schemes. In fact, roughly half of total credit card fraud is conducted online using spyware or malware. How is spyware/ malware used to carry out credit card fraud? There are various ways in which spyware/malware is used to conduct credit card fraud. One instance is when a criminal installs malware onto a legitimate website with lo...

April 30, 2019

Not all credit cards are the same. Different credit cards provide various benefits. For example, while one may offer cash back rewards, another may provide lower interest rates and a higher credit limit. To try and entice customers, credit card issuers advertise their offers in several attractive ways. Nevertheless, given that many of these offers can be misleading, it is important to do your res...

April 24, 2019

Many credit card holders are curious to know how their credit scores, or credit card debt, stack up against that of their family, friends or even neighbors. But have you ever wondered how well you measure up against a typical American consumer? Every year, Experian releases a State of Credit survey that can answer quite a few of the questions that you may have. In its annual report, the credit in...

March 14, 2019

Most individuals rush to pay off the amount due on receipt of their monthly credit card statements. Having done that, they simply file the papers away, without even going through the details of the transactions. This is a mistake. Your credit statement contains valuable information which, if scrutinized, can save you from a great deal of trouble. Read on to learn why you should make it a point to...

February 27, 2019

These days you can use your credit card to pay for practically anything – from groceries to airline tickets for a family trip to Maui. But did you know that you can pay taxes using your credit card? It’s true – this option has been available with the IRS since 1999. However, like many things, it too comes with its pros and cons. Let’s start with the cons. To begin with, if...

January 29, 2019

"False information is more dangerous than ignorance." This is a saying that most people agree with. Nowhere is it more applicable than in the world of credit cards. The small piece of plastic that you carry in your wallet has several myths associated with it. If believed and acted upon, these may cost you dearly (both financially and with respect to credit health). In this article, we dispel some...