August 16, 2019

As a credit card owner, you can never be too careful. At any given moment there may be criminals who are out to get your card details – and many of these fraudsters are adept at playing ingenious tricks to obtain the information that they want. Outlined below are four common scams that unscrupulous individuals employ to get ahold of consumers’ credit card details. Scam 1: In this case...

August 8, 2019

How often has it happened that you’ve bought an item from a store only to return it later? The return process itself is usually quite easy as most merchants offer generous refund policies in keeping with their mantra “the customer is always right.” And even if the merchant is unwilling to listen to you, you can always approach your credit card issuer to reverse the payment throu...

July 23, 2019

If you are someone with bad credit, there is no need to despair. Certain credit cards are available that can help you rebuild your credit and repair your score. Once you sign up for one of these, remember to keep your balance low, relative to the credit limit. Make your payments on time each month and you will see a gradual improvement in your score. An ideal credit card for someone with bad cred...

July 19, 2019

You may be familiar with the term slamming – this is the practice of changing a customer’s service provider without his or her knowledge or agreement. Back in the 1980s, it was a common practice in the telecom industry. Unscrupulous telecom providers would inform AT&T that a customer wished to cancel their service and switch to a new carrier. However, this intimation to AT&T w...

July 12, 2019

Credit card fraud will lead to $31 million in losses by 2020. Cybercriminals are increasingly targeting not only large corporations but also small businesses. Here are some tips to protect your bank account and reputation and thwart credit card processing scams. 1. Make use of Address Verification System (AVS) This system compares the numerical portion of the consumer’s address with the inf...

July 9, 2019

There are hundreds of credit card offers flooding the market and each has its own set of attractive rewards. While some credit cards offer as much as 5% cash back on the amount spent, others claim to provide enough travel miles that can translate into free tickets to Hawaii. However, all that glitters is not gold. Many of these offers come with terms and conditions that considerably limit your ab...