July 9, 2019

There are hundreds of credit card offers flooding the market and each has its own set of attractive rewards. While some credit cards offer as much as 5% cash back on the amount spent, others claim to provide enough travel miles that can translate into free tickets to Hawaii. However, all that glitters is not gold. Many of these offers come with terms and conditions that considerably limit your ab...

June 25, 2019

Every organization needs credit cards. They are essential in places where checks are not accepted. Moreover, they negate the need for cash advances and reduce the amount of paperwork and transaction costs. However, just like cash, credit cards are at risk of theft as well. While for most businesses, unauthorized use of credit cards by outsiders is the primary concern, fraud or abuse by individual...

June 21, 2019

Credit cards that offer rewards are hugely popular. After all, what’s not to like about them? By making your day-to-day purchases through such credit cards, you stand to earn free miles, points, perks, and a lot more. Many credit card users choose their cards based on the type of rewards they offer. But did you know that cards with rewards programs also receive a lot of complaints? These ar...

June 18, 2019

  The online fraud payment industry has grown by leaps and bounds over the last few years and continues to do so. Any consumer who wishes to shop online using a credit card must be extremely vigilant, lest his information falls into the hands of unscrupulous individuals. To combat this problem, a multi-billion-dollar fraud prevention industry has sprung into existence. Unfortunately, the sol...

June 13, 2019

  More than 40% of businesses revealed that over 5% of their transactions were fraudulent. This may come as a surprise to many, given the fact that it is only recently that EMV cards with embedded chips have been introduced with the aim of reducing credit card fraud. Since security chips make it harder for criminals to use stolen cards in stores, most fraudsters have now migrated online where...

June 11, 2019

Most credit card holders are curious to know how their credit scores, or credit card debt, stack up against that of their family, friends or even neighbors. But have you ever wondered how well you measure up against a typical American consumer? Every year, Experian releases a State of Credit survey that can answer quite a few of the questions that you may have. In its 2017 report, the credit inst...