Fund&Grow's Business Credit Card Stacking Membership
Obtain up to $250,000 of Safe & Easy-To-Use Business Credit Cards
Results or Your Money Back – 60-Day Guarantee
The Done with you Fund&Grow Membership
The Fund&Grow 12-month membership is a done-with-you program that helps business owners apply for and secure up to $250,000 in business credit cards, issued by major and regional banks. These unsecured cards often come with introductory 0% interest offers, typically lasting 6–12 months, based on personal creditworthiness and card issuer terms.
This type of credit is ideal for funding everyday business needs—without pledging collateral, giving up equity, or submitting complex financials.
Even if a vendor doesn’t accept credit cards directly, we provide strategies on how to use third-party tools (which may charge a processing fee) to cover business expenses like inventory, marketing, contractors, payroll, and more.
Our team works closely with you through a strategic credit card stacking method, designed to help you access high credit limits while optimizing the 0% interest periods. You'll receive a personalized funding plan, hands-on application support, and step-by-step guidance to ensure you make the most of your new credit lines.
While the cards may not appear on your personal credit reports, applying for credit can result in inquiries and, depending on usage, may impact your score. We help you manage the process thoughtfully to minimize these effects.
Whether you're launching a new business or scaling an existing one, Fund&Grow simplifies the process of accessing flexible, credit-based capital—without turning to high-cost financing.
With over 30,000 clients served and $1.9 billion in total credit lines secured, our program is a proven pathway to growth, averaging $25 million in new credit obtained monthly.
The Benefits Of Fund&Grow Business Credit
Introductory 0% Interest - Access business credit cards that often come with introductory 0% APR offers for purchases and/or balance transfers. These offers typically last 6–12 months, depending on the issuer and your credit profile. We'll show you strategies to help manage your cards effectively and potentially extend your low-interest access.
Built to Minimize Impact on Personal Credit - Most business credit cards do not report to personal credit bureaus when accounts are in good standing. While applications may result in credit inquiries—and negative usage may affect your score—we guide you in preserving your personal credit profile through responsible card management to avoid negative implications.
Flexible Use of Credit for Business Expenses - Use your available business credit for a wide range of needs—inventory, marketing, vendor payments, tools, subscriptions, and more. Even if your vendors don’t accept credit cards directly, we’ll show you how to work with third-party services (which may charge a processing fee) to cover key expenses, including contractor payments and real estate purchases.
Unsecured Business Credit-No Collateral Required - There’s no need to pledge your assets or give up equity. These are unsecured business credit cards—you retain full control of your business, with no liens or ownership obligations.
Up to $250,000 of Unsecured Business Cards - Many of our clients secure $50,000 to $100,000+ in the first 60 days, and up to $250,000 over the course of 12 months, depending on personal credit and the number of cards pursued.
Corporate Credit Building (Optional DIY Program) - Our optional corporate credit education program teaches you how to establish and grow a business credit profile separate from your personal credit. This may include credit accounts that report to Dun & Bradstreet and can open doors to additional funding opportunities over time.
Results or Your Money Back – 60-Day Guarantee
When You Join the Fund&Grow Program, You’ll Receive:
12 Months One-on-One Coaching (Including A Secondary Applicant). Work directly with our expert team to create a personalized funding strategy and improve your overall credit worthiness. You can also include one partner or co-applicant to maximize your total funding potential.
Up to $250,000 in Business Credit Card Lines — Done-With-You Support. Through our strategic credit card stacking process, we help you apply for and obtain multiple high-limit business credit cards from major and regional banks. This is a fully managed, done-with-you experience. We guide you every step of the way based on your creditworthiness and business goals.
Advanced Credit Consulting to Optimize Your Credit Portfolio. We provide guidance on how to maintain and manage your personal credit profile so you’re in the best possible position to qualify for future funding rounds.
Corporate Credit Education Program (Optional DIY Add-On). Learn how to establish business credit that reports to corporate credit bureaus like Dun & Bradstreet. While results vary, this program can help you begin building non-personally guaranteed credit accounts over time. Fund&Grow provides educational support only and does not issue credit directly.
Step-by-Step Guidance on Leveraging Business Credit. Learn how to use your business credit in flexible ways, including covering vendor payments or sending wire transfers via third-party services (note: processing fees may apply).
Business Entity Formation & Tax ID Setup. We assist you in obtaining an EIN (Tax ID), helping to set the foundation for future credit-building. While we guide you on strategy that aligns with your individual situation, Fund&Grow does not guarantee specific approval outcomes based on entity type or industry.
LLC Creation. We provide educational resources in incorporating your day-to-day LLC to get you set-up for receiving maximum business and corporate credit.
Inquiry Management Resources. Gain access to our best practices and resources for addressing credit inquiries. While inquiry removal is not guaranteed and completely up to the bureaus, we share guidance to help minimize unnecessary inquiries and improve your chances of approval in future funding rounds.
Special Edition Membership Bonuses
Partner Membership Upgrade ($3,997 Value): Enroll a partner of your choice—spouse, family member, business associate, or trusted friend—at no additional cost. They’ll receive full access to our business credit program, including one-on-one guidance, entity formation support, assistance with credit card applications, and education on best practices for responsibly leveraging business credit.
Fund&Grow Premium Coaching Archives ($997 Value): Get instant access to our full archive of premium newsletters on credit markets, real-estate investing, and maintaining strong business credit. You'll also be automatically enrolled in our ongoing Premium Coaching subscription, which includes a monthly live call, digital newsletter, and printed business magazine. (This bonus includes a $50/month subscription that begins after your first complimentary month. Cancel anytime within your client portal.)
Results or Your Money Back – 60-Day Guarantee
Here’s a Recap of What You Receive
When You Sign Up Today
Done-With-You Business Credit Support: Up to $250,000 in business credit cards with introductory 0% APR (based on creditworthiness) $3,997 Value
12-Month Access to a Business Credit Expert: Personalized funding* plan and coaching. $1,497 Value
Business Entity Formation Support: Educational resources to help you form an LLC (State Fees Apply) $1,997 Value
Creative Business Funding Guide: Learn how to use business credit cards in non-traditional ways. $497 Value
Business Credit Card Tracking Tool: Easily manage all your business credit cards in one place—track limits, due dates, balances, and intro rates with our exclusive spreadsheet, designed to help you stay organized and maximize your 0% interest offers. $497 Value
Corporate Credit Training: Learn how to build a non-personally guaranteed corporate credit profile (D.I.Y. Educational Resource). $1,997 Value
BONUS #1: Partner Program Upgrade - Add a second applicant to the file. $3,997 Value
BONUS #2: Premium Coaching & Newsletter Archive (access archived newsletters and premium coaching editions). $997 Value
*SPECIAL BONUS: Fund&Grow Premium Coaching Subscription - All new members are automatically enrolled in our Fund&Grow Premium Coaching monthly subscription as part of your membership benefits. The first month is completely free. After that, a $50 monthly fee will be charged starting on the 1st of every month. Cancel this subscription at any time directly within the client portal—no questions asked.
Total Value: $15,476
Results or Your Money Back – 60-Day Guarantee
I take tremendous pride in building positive and lasting relationships in my businesses and personal life. Every member of my team is committed to helping our clients get the maximum amount of funding possible and achieve their highest growth potential.
have a question?
Our business experts are available to answer questions Monday - Friday from 9:00 a.m. - 6:00 p.m. EST
Call Us:
(800) 996-0270
Email Us:
service@fundandgrow.com
Watch our business credit webinar:
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* "Funding" typically comes in the form of the issuance of business credit cards that may be used for business purposes. In such instances, we consider these credit lines as funding since businesses may tap those lines.
** Zero-Interest is based on the personal credit-worthiness of the business owner. 0% rates are introductory rates and vary in length of time, assuming all monthly required payments are made to the credit card company. Introductory rates of 0% apply to purchases and/or balance transfers after which it reverts to an interest rate, which varies by lender as disclosed in the lending agreement from the lender. Fund&Grow is not a lender.
*** The 60-day money-back guarantee only applies if client does not obtain credit. Please refer to the full Terms of Service for additional details.
"Fund&Grow was created to empower small business owners, but more importantly, to support entreprenuers in achieving their business and personal goals while they lead the way towards innovation." - Ari Page CEO of Fund&Grow
Ari Page and the Fund&Grow team help business owners obtain access to credit despite the ambiguous lending climate. Many people feel ripped off and scammed by the bank bailouts and wonder why they can't use the system to their advantage the way the big banks did. If you have good credit, the Fund&Grow program will get you the funds you need to grow your business.
Find 4,000+ 4.9-star average customer testimonials on the following platforms: SoTellUs, Trustpilot, Google, BBB, among others.
All credit is subject to lender approval based upon credit criteria. Up to $250,000 in business credit is for highly qualified files over the term of the membership with multiple credit card batches and/or credit lines. Introductory rates of 0% apply to purchases and/or balance transfers after which it reverts to an interest rate, which varies by lender as disclosed in the lending agreement. Fund&Grow is not a lender.
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